Making your dream home a reality
I'm Luis Caicedo, a bilingual branch manager & senior loan consultant with CrossCountry Mortgage. For over a decade I've helped Greenville families, investors, and self-employed buyers find the right loan—and close with confidence.
500+
Satisfied Clients
$100M+
Loans Processed
10+
Years Experience
98%
Approval Rate
4.9 on Experience.com
180+ reviews
5.0 on Zillow
65+ reviews
4.9 on Google
90+ reviews
Dedicated to making your mortgage a win
Born from a belief that homeownership should be accessible to everyone, my approach is warm, patient, and community-first. I take the time to understand your goals—whether you're buying your first home, growing an investment portfolio, or navigating financing as a self-employed professional or international buyer.
- Education
- BS in Business Administration from the University of South Carolina Upstate, with minors in Economics & Finance.
- 10+ Years in Mortgage
- A career spanning Wells Fargo, Bank of Travelers Rest, First Citizens Bank, PRMG, and New American Funding.
- Builder Partnership
- Preferred lender for Kristopher Homes, guiding buyers through new construction financing.
- Bilingual Service
- Fluent support for Spanish-speaking clients, with a dedicated Spanish-language application.
A loan program for every situation
From conventional first-time buyer loans to specialized investor and self-employed financing, I'll help you find the right fit.
Conventional, FHA, VA & USDA
The cornerstone loan programs for first-time buyers, veterans, and rural homeowners with flexible down payment options.
DSCR Investor Loans
Qualify based on rental income, not personal income. Built for real estate investors growing their portfolio.
Bank Statement Loans
Self-employed? Use 12–24 months of bank statements to qualify—no traditional income docs required.
Foreign National & ITIN
Pathways to homeownership for international buyers and borrowers using an ITIN instead of an SSN.
1099-Only & Jumbo
Tailored financing for independent contractors and high-value properties above conforming limits.
Hard Money & Fix-and-Flip
Fast, asset-based capital for new construction, renovations, and short-term investment projects.
Not sure which program is right for you? Let's talk it through.
Start Your ApplicationA lender who actually has your back
Community-first care
A warm, no-pressure experience. I treat every client like a neighbor—because in Greenville, you probably are.
Bilingual & multicultural
Full English and Spanish support, plus ITIN and Foreign National programs for international buyers.
Investor-friendly
DSCR, fix-and-flip, and new construction options to help you build and scale your portfolio.
Trust-forward
Backed by the CrossCountry Mortgage brand, verified reviews, and full NMLS transparency.
Loved by Greenville homeowners
Read verified reviews on Experience.com, Google, and Zillow.
“Luis made our first home purchase feel effortless. He explained every step in plain language and was always a phone call away.”
Maria & Diego R.
First-Time Homebuyers
“As a self-employed investor, I'd been turned down before. Luis found a bank statement loan that actually fit my situation.”
Anthony C.
Real Estate Investor
“Profesional, paciente y siempre disponible. Nos ayudó a comprar nuestra primera casa en Greenville. ¡Gracias, Luis!”
Familia Hernández
Greenville, SC
Let's make your move happen
Reach out for a free, no-obligation consultation. Whether you're ready to apply or just have questions, I'm here to help—en inglés o en español.
- (864) 991-2947
- Luis.Caicedo@ccm.com
- 204 Mills Ave, Greenville, SC 29605
- Mon–Fri, 8am–5pm